Privacy Policy

Privacy Policy

Introduction

Welcome to https://black-horse-finance-mis-sold.dreamdwellings.net (hereinafter referred to as “Black Horse Finance Mis-sold,” “we,” or “our”). We are dedicated to protecting your privacy and ensuring the security of your personal data. This Privacy Policy explains how we collect, use, and safeguard information about our users in adherence to various international data protection laws, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information
  • The General Data Protection Regulation (GDPR) of the European Union (EU)
  • Brazil’s Lei Geral de Proteção de Dados (LGPD)
  • California Consumer Privacy Act (CCPA)/California Consumer Privacy Rights Act (CPRA)
  • Colorado Privacy Act (CPA)
  • Utah Consumer Sales and Service Act (UCPA)
  • Connecticut Data Privacy Act (CTDPA)
  • Virginia Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This policy covers all aspects of our online presence, including our website at https://black-horse-finance-mis-sold.dreamdwellings.net, mobile applications, online services, and products offered through these platforms. Please note that this policy does not extend to third-party websites, applications, or services accessible through links on our site. These entities have their own privacy policies, and we encourage you to review them before using such services.

Processing Activities

This Privacy Policy outlines our practices when:

  • You use our applications and services as an authorized user.
  • You visit any websites linked to this Privacy Statement.
  • You receive communications from us, such as newsletters, emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect various categories of personal data, which include:

  • Account Information: Details related to your user account on our platforms, including usernames and passwords.
  • Payment Information: Data required for processing transactions, such as cardholder name, card number, expiration dates, and security codes.
  • Financial Information: Your financial records, investment details, and any other data associated with financial transactions.
  • Purchase Information: Details about products or services you have purchased from us, including purchase dates and quantities.
  • Mobile Device Identifiers: Unique identifiers from your mobile device, such as IP addresses, device IDs, and location data.
  • Location Data: Information about your geographical location when using our location-based services.
  • Feedback: Your comments, suggestions, and reviews that you provide to improve our products and services.
  • Social Media Information: If you interact with us on social media platforms, we may collect information from those accounts, including public posts and profile details.
  • Product Information: Data related to the products or services you express interest in or purchase from us.

We gather this data through various means: user input forms, account creation processes, online interactions, automated tracking technologies (like cookies), and third-party service providers who assist us in providing our services.

Cookies

We use cookies to enhance your browsing experience and for analytics purposes. Cookies are small text files stored on your device that serve different functions:

  • Strictly Necessary: These ensure the basic functionality of our websites and applications, allowing you to navigate through pages without losing data.
  • Preference: Cookies store user preferences, ensuring a personalized experience when revisiting our sites.
  • Analytics: They enable us to analyze website traffic and improve performance by tracking users’ interactions with our platforms.

Users can manage their cookie preferences through our Cookie Manager, allowing them to control which types of cookies are accepted.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purpose for which it was collected, or as required by law. Once the data is no longer needed, we securely delete or anonymize it to prevent re-identification.

Security Measures

Black Horse Finance Mis-sold implements robust security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. We use encryption technologies, secure servers, and access controls to safeguard data during transmission and storage. However, please note that no method of transmission over the internet or electronic storage is 100% secure, so we cannot guarantee absolute security.

Children’s Privacy

We do not knowingly collect personal information from children under the age of 18. If you are a parent or guardian and believe your child has provided us with personal data, please contact our privacy team, and we will take appropriate steps to delete that information.

Your Rights

Depending on your jurisdiction, you may have certain rights regarding your personal data, including:

  • Access to your data and its use details.
  • Rectification or erasure of inaccurate or incomplete data.
  • Restriction or object to the processing of your data in specific circumstances.
  • Right to data portability, allowing you to move or copy your data to another service provider.
  • Right to withdraw consent for data processing at any time without affecting the lawfulness of processing based on consent before its withdrawal.
  • Right not to be subject to automated decision-making, including profiling, which significantly affects you.

To exercise these rights, please contact our privacy team using the details provided below. We will respond to your requests in accordance with applicable laws.

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting on our website. We encourage you to review this policy periodically to stay informed about how we protect your data.

Contact Information

For any questions related to privacy, data requests, unsubscribes, or complaints, please contact us:

  • Email: [email protected]
  • Address: Black Horse Finance Mis-sold, [Street Address], [City, State, ZIP Code]